Is auto insurance mandatory in Illinois?

Yes. Under Illinois state law, drivers are required to have liability insurance coverage for at least $50,000 per accident, $25,000 per person, and $15,000 for property damage (625 ILCS 5/7-601), and drivers who fail to comply may be subject to a license-suspension according to Ch. 95 1/2, par. 7-601. Illinois drivers are also required to have “uninsured motorist coverage” in an amount equal to their policies’ liability coverage according to 215 ILCS 5/143a. While some cars may be required to have additional comprehensive insurance (which covers property damage not related to accidents, such as vandalism or theft), this is not required under Illinois law.

In some cases, drivers who were responsible for an auto accident do not have sufficient liability coverage to compensate the victim for his/her injuries, and these victims may be eligible to file an “under-insured motorist claim” with their auto insurance company to be compensated for their injuries and losses.

We at Agruss Law Firm are proud to serve our fellow citizens in personal injury cases, especially when you or a loved one has been injured in an auto accident, and we are fully committed to protecting your rights and ensuring that the other party is held legally accountable when negligence occurs. We will fight until the very end to ensure that you are fully compensated for all injuries and losses resulting from the accident, including medical expenses, property damage, lost wages, and pain and suffering, and you won’t owe us a dime for our services.

If you or a loved one has been injured in an auto accident due to another driver’s negligence, contact Agruss Law Firm, LLC for a free consultation. Helping our clients is about counseling, advocating, and ultimately solving problems. With years of experience successfully representing the people and not the powerful, we will take care of the insurance adjusters, your medical bills, your property damage, and your lost wages, and monitor your treatment so you can focus on healing and getting your life back to normal. We will handle your case quickly and advise you every step of the way, and we will not hesitate to go to trial for you. Lastly, Agruss Law Firm, LLC is not paid attorneys’ fees unless we win your case. Our no-fee promise is that simple. You have nothing to risk when you hire us – only the opportunity to seek justice.